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Tucker-Downing Agency

Insurance for Wilburton and Latimer County, from a family agency that’s been on Main Street since 1951.

Not sure you’re paying the right price — or covered for what you think you are? Bring us your current policy and we’ll review it line by line. Free. No obligation — even if your policy is with another agent.

Since 1951
Three Generations
4.7★ from 9 Google Reviews

Already a customer? Our Client Services page has your carrier’s claims number, bill-pay links, and quick request forms.

What Your Neighbors Say

★★★★★

Rated 4.7 out of 5 from 9 reviews on Google — here’s what a few of our neighbors say:

Read our reviews on Google

★★★★★

“Tucker Downing has been a reliable choice for my family. Always treated with professionalism. Friendly atmosphere.”

— Sandy · Google review

★★★★★

“Cliff is the best! He gets you a good deal.”

— star whisler · Google review

★★★★★

“They even kept me for almost 20 years”

— Ashtian · Google review

Three Generations

Started by Cliff Downing’s grandfather in 1951. Each generation bought the agency from the last — nobody got it for free, and it shows in how we take care of it.

Independent

We quote several carriers instead of just one, so the policy fits you — not the other way around.

Local

100 W. Main St., Wilburton. When you call, you get us — not a call center.

What We Do

Auto

Cars, trucks, and everything in between. We shop multiple carriers for the coverage you need at a price that makes sense.

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Home

Houses in town, places out in the county, and the things inside them. We’ll make sure your coverage fits.

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Bonds

Surety bonds handled right here in the office. Call and tell us what you need — we’ll walk you through it.

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Commercial Auto

Trucks and vehicles your business depends on — a single work truck or a whole fleet. We write commercial auto for Wilburton and Latimer County businesses.

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Commercial Insurance

Coverage for your business itself — property, liability, and the protection a business owner actually needs.

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How Your Free Policy Review Works

1 Bring it in

Drop off, email, or just call about your current policy — from any agent or company.

2 We go line by line

Cliff reviews your coverage with you and tells you plainly what it covers, what it doesn’t, and where you may be paying for things you don’t need.

3 Straight answer

If we can do better, we’ll quote it. If we can’t, we’ll tell you that too.

And if you ever have a claim, call us first. We’ll go over what your coverage does before you call the carrier’s claims line, and we’ll follow through with you until it’s settled.

Frequently Asked Questions

Bring us your current policy — paper copy, photos of it, or the file your company emailed you. We’ll go over it with you line by line, in plain English, and tell you straight what we’d change and what we’d leave alone. It costs nothing and there’s no obligation.

No. If your current coverage is right, we’ll tell you so. If we can do better, we’ll show you the numbers and the choice is yours.

Call us first at 918-465-2538. We’ll go over what your coverage does, and then your carrier’s claims line is who takes the claim — we’ll stay with you and follow through until it’s settled.

Yes. We’re an independent agency, which means we work with several insurance companies and can compare them for you instead of offering just one company’s policy.

Yes — license, permit, and other bonds. Call us and tell us what you need and we’ll tell you straight what it will take.

About the Agency

Cliff Downing bought the Tucker-Downing Agency from his parents, who bought it from his grandparents. Three generations on the same corner of Main Street, doing business the same way: know your customers, tell them the truth, answer the phone. Cliff also serves as a mentor in the Oklahoma Insurance Commissioner’s mentoring program.

We’ll never tell you one thing and hope you learn a different one when a claim comes in. If you can’t get it in writing, we don’t want to hear it either.

When you need us, call 918-465-2538 — you’ll get a person.

Cliff Downing of the Tucker-Downing Agency in Wilburton, Oklahoma
Tucker-Downing Insurance Agency office at 100 West Main Street in Wilburton, Oklahoma

Not sure you’re covered?

Bring us your current policy and we’ll review it line by line. Free. No obligation — even if your policy is with another agent.

Don’t like forms? Call us at 918-465-2538.

Come See Us

Tucker-Downing Agency · 100 W. Main St. · PO Box 367 · Wilburton, OK 74578

Phone: 918-465-2538 · Email: tuckerdowningagency@gmail.com

Office hours: Monday–Friday, 8:30 AM – 5:00 PM